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In computing, SMS phishing or smishing is a form of criminal activity using social engineering techniques. Phishing is the act of attempting to acquire personal information such as passwords and details by masquerading as a trustworthy entity in an electronic communication.
A nefarious text message could be on its way to a smartphone near you. This is a message, often purporting to be from your bank asking you for personal or financial information such as your account or ATM number. Providing the information is as good as handing thieves the keys to your bank balance.
Smishing is a portmanteau of “SMS” (short message services, better known as texting) and “phishing.” When cybercriminals “phish,” they send fraudulent emails that seek to trick the recipient into opening a malware-laden attachment or clicking on a malicious link. Smishing simply uses text messages instead of email.